Have you ever wondered how your car insurance company calculates your premium? As this infographic shows, car insurance premiums start with a base rate. The insurance company looks at your age, gender, driving record, claims history, where you live, the car you drive and other factors to determine whether to add to or discount the base rate. The influence of these factors varies by state. Check out our infographic showing just some of the wide range of factors that affect car insurance rates. --SOURCESAraujo, Mila. “Cheapest Cars to Insure: Save Hundreds of Dollars on Your Car Costs.” The Balance, The Balance, 12 Apr. 2020, Web. 12 May 2020. https://www.thebalance.com/cheapest-new-cars-to-insure-4152064Gusner, Penny. “Car Insurance Rates by State: Most and Least Expensive.” Insure.com, 13 April 2020, Web. 12 May 2020. https://www.insure.com/car-insurance/car-insurance-rates.html